Venmo revolutionized peer-to-peer payments in 2009. SPLit takes it to the next level with blockchain technology, AI automation, and instant settlements on Solana.
| Feature | Venmo | SPLit |
|---|---|---|
Settlement Speed | 1-3 business days Standard transfer | 400 milliseconds Solana blockchain |
Transaction Fees | 2.9% + $0.30 Credit card: $0.87 on $25 | $0.00025 average Same for $1 or $1,000 |
AI Receipt Scanning | Manual entry only | Google Gemini powered |
| Who Holds Your Money | Venmo (PayPal) Custodial service | You (Your Wallet) Non-custodial |
| Payment Verification | In-app only No external proof | Blockchain verified Solscan proof link |
| Geographic Availability | US only Requires US bank account | Global Any Solana wallet worldwide |
| Transaction Privacy | Public feed Social sharing by default | Private Wallet addresses only |
Type in $50, add note "dinner", request from friend
Time: 2 minutes
They open app, approve payment with credit card
Time: +5 minutes
Venmo processes bank transfer
Time: +1-3 business days
2.9% + $0.30 = $1.75 fee
You receive: $48.25
Snap photo, AI extracts $50 total automatically
Time: 10 seconds
Tap friend's name, SPLit calculates $25 each
Time: +5 seconds
Friend approves, USDC sent on Solana blockchain
Time: +400 milliseconds
Get Solscan link as permanent proof
Fee: $0.00025
For the same $50 bill split
"I split dinner bills with friends multiple times a week. With Venmo, I'd wait days for the money to hit my bank. With SPLit, it's instant. Game changer for my cash flow." - Sarah, San Francisco
"I split rent with my roommate every month - $1,500. Venmo's 3% fee was costing me $45/month. SPLit costs basically nothing. I save $540/year." - Mike, Austin
"Typing in every item from a grocery receipt was the worst part of Venmo. SPLit's AI scanner does it in seconds. I'll never go back." - Jessica, Miami
"My old roommate tried to claim he paid rent when he didn't. With SPLit, every payment has a Solscan link. No more disputes." - James, Houston
Experience instant settlements, AI receipt scanning, and blockchain verification. Join thousands who've already made the switch.
No credit card required. Connect wallet in 10 seconds.